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Bruce Ferguson, LCPC

Individual, Couple, and Family Therapy

I accept many insurances as payment for therapy services. Below is the most current list:

• BlueCross BlueShield (BCBS) including:

- Anthem

- Bluechoice

- Carefirst

- Magellan

- National Accounts Dedicated Service

Due to the lengthy turnaround times for reimbursement, clients using any form of BlueCross BlueShield are required to pay a typical copay fee of $20 per session until a reimbursement check and invoice are received.

• Maryland Medicaid or Medical Assistance, Affordable Care Act Insurance, Valueoptions, Obamacare, PAC (Primary Adult Care), & Greyzone (Uninsured coverage) including:

- Amerigroup Community Care

- Diamond Plan

- Jai Medical

- Maryland Physicians Care

- Medstar Family Choice

- Priority Partners

- UnitedHealthcare

I have helped many clients with no insurance get Maryland Medical Assistance, PAC and Greyzone coverage. I would be happy to try to help you.

• Valueoptions Military

• Valueoptions, City of Baltimore employees

• Out-of-Network PPOs

- Aetna PPO

- Cigna PPO

- Compsyche PPO

- United Healthcare

• Out-of-Pocket: $120 per session

• Skype sessions: $120 per

• Clinical supervision: $75 per session

Every insurance plan is different.

I will work with you and your insurance to expedite services as smoothly as possible. Occassionally, you will have to contact them to resolve authorizations, unpaid claims or out-of-network payments.

For copays, out-of-network or

out-of-pocket clients, I accept cash, checks and most major credit cards.


With Couple and Family Therapy sessions and also Sex Addiction sessions, I don't take insurance. Couple/family sessions are charged like out-of-pocket sessions at $120. These sessions require special training and expertise that I have but unfortunately insurance companies think aren't valuable. They reimburse the same amount for an individual session as they do for a couple or family session. Doing therapy with 2 or more people takes double the effort and skill as doing therapy with 1 person. Sex Addiction is an area of expertise I have that involves much specialized training, problem conceptualization, and treatment planning.


If you cancel an appointment less than 24 hours ahead of time or do not show up for a scheduled appointment, this is considered a "same day cancellation/no show." In this case, you are responsible for the full amount of the missed session. Your insurance does not cover this cost. This is not personal, it is a standard business policy in private practice therapy.


• I DO NOT SEE CLIENTS ON A SLIDING SCALE

• I DO NOT TAKE MEDICARE

• I DO NOT SEE CLIENTS ON DISABILITY INSURANCE

• I DO NOT SEE CLIENTS WITH ANY VIOLENT CHARGES

* I DO NOT SEE CLIENTS WITH ANY ANIMAL CRUELTY CHARGES

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